{"id":3190,"date":"2016-01-14T10:56:19","date_gmt":"2016-01-14T10:56:19","guid":{"rendered":"https:\/\/b2egroup.com.br\/blog\/?p=3190"},"modified":"2016-01-14T10:56:19","modified_gmt":"2016-01-14T10:56:19","slug":"o-que-e-score-de-credito","status":"publish","type":"post","link":"https:\/\/b2egroup.com.br\/blog\/2016\/01\/14\/o-que-e-score-de-credito\/","title":{"rendered":"O que \u00e9 Score de Cr\u00e9dito?"},"content":{"rendered":"<p><a href=\"https:\/\/b2egroup.com.br\/blog\/wp-content\/uploads\/2016\/01\/download-3.jpg\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-3191\" src=\"https:\/\/b2egroup.com.br\/blog\/wp-content\/uploads\/2016\/01\/download-3.jpg\" alt=\"download (3)\" width=\"276\" height=\"183\" \/><\/a><\/p>\n<p><strong>O que \u00e9 Score de Cr\u00e9dito?<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>O <em>Score de Cr\u00e9dito<\/em>, tem por objetivo indicar qual a probabilidade que um perfil possui de ser um bom pagador, ou de futuramente se tornar um inadimplente. A empresa por sua vez, considera outros fatores para conceder o cr\u00e9dito a esse cliente, mas sem d\u00favida nenhuma o Score \u00e9 um grande aliado para a tomada na decis\u00e3o final.<\/p>\n<p><strong>Mas de onde vem essas informa\u00e7\u00f5es? <\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Do hist\u00f3rico da pr\u00f3pria base do cliente, podendo ou n\u00e3o ser complementado com informa\u00e7\u00f5es de empresas especializadas em dados cadastrais ou restritivos, tudo de acordo com a Lei. Dessa forma constr\u00f3i uma base com alguns indicadores, onde atrav\u00e9s de outros cruzamentos de dados chega-se ao <em>Score<\/em>.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Por que ter uma solu\u00e7\u00e3o adequada?<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Podemos aqui citar alguns \u201c riscos de concess\u00e3o de cr\u00e9dito \u201c, que tais sistemas e um banco de dados consistente pode fornecer, tais como: Protestos, Cheques sem fundo, liga\u00e7\u00e3o com empresas falidas, etc. Um dado interessante, \u00e9 que pode-se levar em considera\u00e7\u00e3o tamb\u00e9m a regi\u00e3o demogr\u00e1fica do perfil, ou seja; o risco que uma determinada regi\u00e3o apresenta quanto a inadimpl\u00eancia. Essas informa\u00e7\u00f5es de extrema import\u00e2ncia, quem as tem condi\u00e7\u00f5es de mensurar e de estruturar de forma otimizada a sua empresa e a sua realidade, s\u00e3o empresas especializadas na <em>Concess\u00e3o de Cr\u00e9dito<\/em>. Por isso n\u00e3o deixa nas m\u00e3os de qualquer um, e acredite; no final das contas isso lhe far\u00e1 uma enorme diferen\u00e7a.<\/p>\n<p>&nbsp;<\/p>\n<p>Podemos concluir ent\u00e3o, que o Score \u00e9 uma vari\u00e1vel fundamental na <em>Concess\u00e3o de Cr\u00e9dito<\/em> para clientes, empresas e por que n\u00e3o dizer que trata-se de um crit\u00e9rio para controlar a inadimpl\u00eancia de uma determinada regi\u00e3o, e consequentemente do Pa\u00eds, contribuindo assim para o desenvolvimento e conscientiza\u00e7\u00e3o de um cr\u00e9dito respons\u00e1vel.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O que \u00e9 Score de Cr\u00e9dito? &nbsp; O Score de Cr\u00e9dito, tem por objetivo indicar qual a probabilidade que um perfil possui de ser um bom pagador, ou de futuramente se tornar um inadimplente. A empresa por sua vez, considera outros fatores para conceder o cr\u00e9dito a esse cliente, mas sem d\u00favida nenhuma o Score [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-3190","post","type-post","status-publish","format-standard","hentry","category-credito"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O que \u00e9 Score de Cr\u00e9dito? - B2e<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/b2egroup.com.br\/blog\/2016\/01\/14\/o-que-e-score-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O que \u00e9 Score de Cr\u00e9dito? - B2e\" \/>\n<meta property=\"og:description\" content=\"O que \u00e9 Score de Cr\u00e9dito? &nbsp; O Score de Cr\u00e9dito, tem por objetivo indicar qual a probabilidade que um perfil possui de ser um bom pagador, ou de futuramente se tornar um inadimplente. 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