{"id":14994,"date":"2019-11-13T15:44:44","date_gmt":"2019-11-13T18:44:44","guid":{"rendered":"https:\/\/b2egroup.com.br\/blog\/?p=14994"},"modified":"2019-11-13T15:44:44","modified_gmt":"2019-11-13T18:44:44","slug":"definicao-do-risco-de-credito","status":"publish","type":"post","link":"https:\/\/b2egroup.com.br\/blog\/2019\/11\/13\/definicao-do-risco-de-credito\/","title":{"rendered":"Defini\u00e7\u00e3o do risco de cr\u00e9dito"},"content":{"rendered":"<h1>Defini\u00e7\u00e3o do risco de cr\u00e9dito?<\/h1>\n<p>Quem \u00e9 o respons\u00e1vel pela defini\u00e7\u00e3o do risco de cr\u00e9dito que deve constar na Pol\u00edtica de Cr\u00e9dito?<\/p>\n<p>Inegavelmente, a alta diretoria da empresa. E para se definir este risco, s\u00e3o necess\u00e1rias informa\u00e7\u00f5es como:<\/p>\n<ul>\n<li>dados hist\u00f3ricos sobre os resultados das a\u00e7\u00f5es da \u00e1rea de cobran\u00e7a;<\/li>\n<li>o hist\u00f3rico de aprova\u00e7\u00e3o e rejei\u00e7\u00e3o dos pedidos na \u00e1rea de cr\u00e9dito;;<\/li>\n<li>a estrat\u00e9gia comercial que foi definida para atingimento da meta de faturamento;<\/li>\n<li>a estrat\u00e9gia de marketing e de crescimento da empresa;<\/li>\n<li>e como n\u00e3o poderia deixar de ser, dados a respeito da margem do produto ou servi\u00e7o.<\/li>\n<\/ul>\n<p>Notem que, n\u00e3o e a pol\u00edtica de cr\u00e9dito que define o risco.<\/p>\n<p><strong>A Pol\u00edtica de Cr\u00e9dito define as regras que ser\u00e3o utilizadas para analisar os pedidos, e cujo objetivo ser\u00e1 de n\u00e3o ultrapassar o patamar de risco definido pela empresa.<\/strong><\/p>\n<p>Este e outros conceitos s\u00e3o amplamente discutidos neste curso online:\u00a0<a href=\"http:\/\/www.politicadecredito.com.br\/curso-politica-de-credito.html\">Aprimoramento do Profissional de Cr\u00e9dito<\/a><\/p>\n<p>Desenvolvemos este curso especialmente para os analistas de cr\u00e9dito, analistas de cobran\u00e7a e contas a receber.<\/p>\n<p>No entanto, tamb\u00e9m pode ser de grande valia para aqueles que de alguma forma,\u00a0<strong>dependem dos resultados da \u00e1rea de cr\u00e9dito<\/strong>, ou seja, da aprova\u00e7\u00e3o de pedidos, como alguns profissionais que atuam na \u00e1rea comercial.<\/p>\n<p>O assunto n\u00e3o \u00e9 simples, mas a forma como as aulas foram elaboradas, com material de apoio e suporte, contribuem para assimila\u00e7\u00e3o de todo o conte\u00fado, e, mais importante que isso, \u00e9 um curso extremamente pr\u00e1tico, assim, o participante pode aplicar os conceitos imediatamente.<\/p>\n<p>Texto por: Alcimere Noventa, <a href=\"https:\/\/mpagestao.com.br\/artigos.html\">MPA Gest\u00e3o<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Defini\u00e7\u00e3o do risco de cr\u00e9dito? Quem \u00e9 o respons\u00e1vel pela defini\u00e7\u00e3o do risco de cr\u00e9dito que deve constar na Pol\u00edtica de Cr\u00e9dito? Inegavelmente, a alta diretoria da empresa. E para se definir este risco, s\u00e3o necess\u00e1rias informa\u00e7\u00f5es como: dados hist\u00f3ricos sobre os resultados das a\u00e7\u00f5es da \u00e1rea de cobran\u00e7a; o hist\u00f3rico de aprova\u00e7\u00e3o e rejei\u00e7\u00e3o [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":14995,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[9],"tags":[22,31],"class_list":["post-14994","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito","tag-credito","tag-risco"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Defini\u00e7\u00e3o do risco de cr\u00e9dito - B2e<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/b2egroup.com.br\/blog\/2019\/11\/13\/definicao-do-risco-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Defini\u00e7\u00e3o do risco de cr\u00e9dito - B2e\" \/>\n<meta property=\"og:description\" content=\"Defini\u00e7\u00e3o do risco de cr\u00e9dito? Quem \u00e9 o respons\u00e1vel pela defini\u00e7\u00e3o do risco de cr\u00e9dito que deve constar na Pol\u00edtica de Cr\u00e9dito? Inegavelmente, a alta diretoria da empresa. 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